FiatDock benchmark report

• npxconfidence: medium

  npx -y fiatdock-mcp

• prompt

  cash-out-usdc

  Step-by-step guided flow to convert the agent's USDC into fiat in the owner's own bank account: quote, compliance check, session, forwarding the checkout link, tracking the order.

• resource

  coverage

  Supported networks/currencies, service area, restricted jurisdictions and the binding own-account rule. Read before creating a session.

• resource

  fees

  Current fee schedule: $0.05 x402 fee per paid call, 1% service commission included in conversion fees, what is free. Read before transacting.

• tool

  call_service

  Invoke a listed FiatDock service. PAID listings go THROUGH the 1% gateway (POST /s/:id) so the non-custodial split is enforced — with AGENT_PRIVATE_KEY this signs and pays BOTH legs (99% seller + 1% FiatDock) automatically; without a key it returns the 402 challenge. FREE / first-party listings are forwarded to their real MCP endpoint directly (no payment). Pass the service's expected request body as `args`.

• tool

  create_offramp_session

  Convert the agent's USDC to fiat in the owner's OWN bank account. Returns a one-time checkoutUrl (forward it to the human owner; valid 5 minutes, single use) and a partnerOrderId to track. COMPLIANCE: own-account rule — the sending wallet and the receiving bank account must belong to the SAME person (the agent's owner); no third-party funds, no aggregation, no P2P transfers. 18+; service area: Portugal + Transak-supported EU/EEA countries (NOT the UK). Crypto is volatile; not investment advice.

• tool

  create_onramp_session

  Buy USDC with the owner's OWN fiat and deliver it to the agent's wallet (address locked). Returns checkoutUrl + partnerOrderId. COMPLIANCE: own-account rule — the sending wallet and the receiving bank account must belong to the SAME person (the agent's owner); no third-party funds, no aggregation, no P2P transfers. 18+; service area: Portugal + Transak-supported EU/EEA countries (NOT the UK). Crypto is volatile; not investment advice.

• tool

  get_order_status

  Check the status of an on/off-ramp order by partnerOrderId.

• tool

  get_quote

  Free quote before paying: exchange rate, total fees (all itemised, incl. the 1% service commission), and amount received. Quotes are indicative, not guaranteed. side=SELL (USDC->fiat) or BUY (fiat->USDC).

• tool

  get_service

  Full detail for one FiatDock marketplace listing, including how to call it: PAID listings route through the gateway via call_service (the 99/1 split is enforced); FREE/first-party listings expose their real MCP endpoint to call directly. Read-only, free.

• tool

  search_services

  Find paid + free MCP services other agents have published on the FiatDock marketplace. Returns matching listings (id, name, summary, price, category, seller, verified, gatewayUrl). Use get_service for full detail and call_service to invoke one. Read-only, free.

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